UKGC Withholds Operator Data on Risk Checks
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UKGC Refuses to Disclose Operator-Specific Data on Financial Risk Checks

The UK Gambling Commission (UKGC) has withheld data that would show which gambling operators conducted the most financial risk assessments during a recent pilot programme. In a response to a Freedom of Information (FOI) request dated 1 July 2025, the regulator confirmed it holds the information but has exempted it from release.

This decision means consumers cannot currently see which brands have a higher concentration of customers triggering checks for high levels of spending.

Context: Protecting Consumers from Harm

Financial risk assessments, often referred to as 'affordability checks', are a key part of the UKGC's strategy to reduce gambling-related harm. They are designed to be frictionless checks, conducted by operators, to assess if a customer's spending level is potentially harmful or unsustainable.

The FOI request sought a breakdown by operator for the 1.7 million checks conducted across approximately 860,000 accounts during the second phase of the UKGC's pilot study. This data would have provided insight into the distribution of high-spending players across the UK's licensed online gambling market.

Details of the Refusal

The UKGC denied the request under Section 22A(1) of the Freedom of Information Act, which provides an exemption for information related to ongoing research. The Commission stated that the pilot programme qualifies as research and that releasing raw, operator-specific data before its own analysis is complete could be prejudicial.

In its public interest test, the UKGC argued that premature publication could lead to an "incomplete and confusing picture emerging" and allow for "misinterpretation and manipulation of the research." The regulator concluded that the public interest in allowing it to complete its research and publish a full, contextualised report outweighs the public interest in immediate transparency.

Pilot Thresholds Clarified

The response also provided new details on the specific thresholds used during the pilot, which differ from some initial proposals. The checks were triggered at:

  • For customers aged 25 and over: Net deposits of £1,000 in 24 hours or £2,000 in 90 days.
  • For customers under 25: Net deposits of £500 in 24 hours or £1,000 in 90 days.

The UKGC also clarified that it is the individual operators who conduct these assessments, not the Commission itself.

Significance for Gamblers

While the UKGC intends to publish a report in the future, this refusal currently prevents public scrutiny of individual operators' customer bases. Information on which operators have the most customers triggering high-spend checks could be a valuable tool for consumers when choosing a gambling site.

For now, players and consumer protection groups must wait for the Commission to complete its research programme before this operator-level data becomes public. The regulator has stated its belief that this approach ensures the final data is presented with the necessary analysis and context, preventing potentially misleading conclusions.

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Written by

Research & Data Lead

PhD in Public Policy, London School of Economics. Member of the Royal Statistical Society. Published in the Journal of Gambling Studies and Addiction Research & Theory.

Dr. Chen holds a PhD in Public Policy from the LSE and has 8 years of experience in quantitative research, including 3 years as a Research Fellow at the Responsible Gambling Trust analysing operator self-exclusion data.

Tags

UKGC financial risk checks affordability checks FOI regulation consumer protection transparency

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